Disclaimer

General Information

This website is operated by JustPayments LLC, a California limited liability company doing business as JustPayments. The information provided on this website is for general informational purposes only and does not constitute legal, financial, accounting, or tax advice. While JustPayments strives to present accurate and current information, we make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of any information, services, or recommendations provided on this website.

Any reliance you place on such information is strictly at your own risk.

No Guarantee of Savings or Approval

Any pricing examples, savings estimates, comparisons, or performance statements displayed on this website are illustrative only. Actual processing rates, fees, and savings vary based on numerous factors, including but not limited to card mix, transaction volume, business type, processing method, geographic location, and compliance requirements.

JustPayments does not guarantee savings, pricing, merchant account approval, or specific outcomes. All payment accounts are subject to underwriting, risk review, and approval by third-party processors and acquiring banks.

California Consumer & Business Disclosure

JustPayments operates in compliance with applicable California laws, including consumer protection and unfair competition statutes. Nothing on this website should be interpreted as misleading, deceptive, or guaranteed results under California law.

Merchants are responsible for independently evaluating whether any payment solution, pricing structure, or program is appropriate for their business and compliant with all applicable local, state, and federal regulations.

Surcharging, Dual Pricing & Cost-Offset Programs (California Notice)

Programs such as surcharging, dual pricing, cash discounting, and cost-offset pricing are subject to card brand rules, state law, and regulatory oversight. In California, specific disclosure, signage, and implementation requirements may apply.

JustPayments does not provide legal advice and does not guarantee compliance. Merchants are solely responsible for ensuring that any pricing or payment program is implemented in accordance with California law, card brand rules, and regulatory guidance. We recommend consulting qualified legal counsel or compliance professionals prior to implementation.

Processor-Agnostic Advisory Role

JustPayments acts as a processor-agnostic payments consultancy. Recommendations may include third-party processors, platforms, terminals, software, or services based on a merchant's stated needs.

Final pricing, contract terms, account approval, and service availability are determined exclusively by third-party processors, banks, and service providers and are beyond the control of JustPayments.

No Banking or Card Brand Affiliation

JustPayments is not a bank, card network, or issuing institution. References to Visa®, Mastercard®, American Express®, Discover®, Apple Pay®, Google Pay®, Clover®, Ingenico®, Dejavoo®, PAX®, or other third-party brands are for informational purposes only and do not imply endorsement, partnership, or affiliation unless expressly stated.

All trademarks, logos, and brand names are the property of their respective owners.

Secure Uploads & Confidential Information

Merchant statements and documents submitted through this website are uploaded securely and reviewed solely for analysis and consultation purposes. Users are responsible for ensuring that uploaded files do not contain unnecessary personal, confidential, or sensitive information beyond what is required for review.

JustPayments is not responsible for the content, accuracy, or legality of materials submitted by users.

Third-Party Services & External Links

This website may contain links to third-party websites, tools, or services. JustPayments does not control and is not responsible for the content, security, availability, or privacy practices of any third-party sites or services.

Use of third-party services is at your own discretion and risk.

Business Funding & Referral Compensation

JustPayments LLC is not a bank or direct lender and does not make or fund financing offers. Financing is offered by independent third-party providers and is subject to their underwriting, eligibility requirements, disclosures, and separate agreements. JustPayments may receive compensation if you apply for or obtain funding through a referral link on this website. Applying does not guarantee approval, a particular amount, cost, rate, or funding timeline. Business-purpose financing only.

A merchant cash advance is generally structured as a purchase of future receivables rather than a loan, and a factor rate is not an interest rate or an APR. Required California commercial-financing disclosures are supplied by the applicable provider as part of any covered specific offer. JustPayments is not a fiduciary, financial adviser, SBA-approved lender, licensed finance lender, or loan broker, and does not offer or solicit personal, family, or household loans.

Limitation of Liability

To the fullest extent permitted under California law, JustPayments shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with the use of this website, reliance on information provided, submission of documents, or engagement with third-party payment providers or services.

Changes to This Disclaimer

JustPayments reserves the right to modify or update this Disclaimer at any time without prior notice. Continued use of this website constitutes acceptance of the most current version.

Contact Information

For questions regarding this Disclaimer, please contact: