Security & Privacy

JustPayments acts as an independent payments consulting and merchant services provider. We do not process, store, transmit, or authorize payment card transactions on behalf of merchants.

All payment processing, settlement, cardholder data handling, and PCI compliance obligations are performed by the applicable acquiring bank, payment processor, and payment gateway selected by the merchant.

JustPayments does not function as a payment processor, acquiring bank, or card network.

Information provided by JustPayments, including statement reviews, consultations, and recommendations, is for informational and commercial evaluation purposes only and does not constitute legal, tax, financial, or compliance advice.

Merchants are responsible for consulting their own legal, financial, and compliance advisors regarding regulatory obligations, PCI compliance requirements, and business decisions.

• •All data transmitted through this website is protected using secure encryption (HTTPS/TLS).
• •Merchant statements and documents are uploaded through secure forms and stored in restricted-access environments.
• •Uploaded files are accessible only to authorized JustPayments personnel for review and analysis purposes.
• •We do not accept or request full credit card numbers through this website.
• •Security controls are implemented based on risk, business need, and industry best practices rather than absolute guarantees.
• •Access to uploaded information is restricted using authentication and authorization controls appropriate to user roles.

To reduce risk and protect users:

• •File uploads are limited to common document formats such as PDF and image files.
• •Uploaded files are reviewed intentionally and are not automatically opened or shared.
• •Files are retained only as long as reasonably necessary to complete analysis and consultation.
• •Merchants may request deletion of submitted documents at any time.

To reduce risk, users should not upload or submit:

• •Full credit or debit card numbers
• •Social Security numbers or government-issued identification
• •Personal bank login credentials
• •Medical records or protected health information (PHI)
• •Any data not reasonably necessary for payment analysis or consultation

JustPayments reserves the right to delete or reject submitted files that contain prohibited or unnecessary sensitive information.

• •Access to uploaded information is limited to authorized personnel only.
• •Internal systems are protected using modern security controls and monitoring.
• •We regularly review access permissions and system configurations to maintain appropriate safeguards.

We take precautions to reduce exposure to malicious files and threats, including:

• •Restricting upload file types
• •Avoiding automatic file execution or previews
• •Using modern operating system protections and malware detection tools internally

However, users are responsible for ensuring that uploaded files do not contain malicious content.

Information submitted through this website is used solely for:

• •Reviewing merchant statements
• •Evaluating payment processing options
• •Communicating with merchants regarding services or consultations

We do not sell submitted information or use it for unrelated marketing purposes. Any data sharing is limited to what is reasonably necessary to provide requested services.

For more details on how we collect and use information, please review our Privacy Policy.

JustPayments does not sell, rent, or trade submitted information. Information is not used for consumer profiling, behavioral advertising, or unrelated marketing activities.

Communications are limited to service-related discussions unless additional contact is explicitly requested by the merchant.

JustPayments relies on information provided by merchants for analysis and recommendations. We are not responsible for inaccuracies, omissions, or outdated information contained in submitted documents.

We may rely on trusted third-party service providers for hosting, storage, analytics, or communication tools. These providers are selected based on their security practices and are permitted to access information only as necessary to perform their services.

JustPayments does not control third-party platforms and is not responsible for their independent security practices.

By submitting information through this website, users acknowledge and accept that:

• •Document submission is voluntary
• •Only necessary business information should be provided
• •Electronic transmission carries inherent risks beyond JustPayments' control

Your Responsibilities

To help protect your information, we recommend that users:

• •Upload only documents necessary for review
• •Avoid submitting unnecessary personal or sensitive data
• •Keep their own devices and systems updated and secure

While JustPayments takes reasonable steps to protect submitted information, no system is entirely immune from security incidents.

In the event of a confirmed data security incident involving submitted information, JustPayments will take reasonable steps to assess the situation and comply with applicable legal notification requirements, where required by law.

JustPayments is not responsible for security incidents originating from third-party platforms, merchant systems, internet service providers, or user devices.

This website and services are intended for businesses operating within the United States and are governed by applicable U.S. laws and regulations.